Take Back Control of your Finances with our Switcher Loan and Save Today
If you have loans, credit cards, an overdraft, PCP balloon payments, hire purchase payments or high-interest debts from banks, credit unions or other lenders, we can combine these debts into one affordable monthly repayment at a special reduced rate of 6.95% (APR 7.2%).
One monthly repayment means it’s easier to manage your existing performing debts because you only need to make one payment to one lender on one due date rather than having multiple payments going to multiple different lenders each month.
You can take back control of your finances with a lower monthly repayment to South Dublin Credit Union and potentially have more cash available monthly so you can pay off your debt earlier.
Say Goodbye to having trouble staying on top of your debts & making your debt payments to a number of different creditors each month and apply for and save money with a Switcher Loan today.
. Borrow from €500 up to €100,000
. Interest rate of only 6.95% (APR 7.2%)
. Switcher Loans can be repaid over a period from 1 up to 5 years
. Loan applicants must be up to date on all existing commitments with no arrears
. You’ll need to provide full details of the external loans you want to repay so we can arrange the switch and issue final settlement payments directly to those lenders
. Borrow from €500 up to €100,000
. Interest rate of only 6.95% (APR 7.2%)
. Loans can be repaid over a period from 1 up to 5 years
Try out our quick and easy loan calculator below
Maximum Loan Term :
6.17%
6.17%
6.17%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Why choose our loans?
- No hidden administration fees or transaction costs
- Low interest rates
- Loan repayments are tailored to meet your own personal circumstances
- Loans are insured at no direct cost to the member
- No Early Repayment Fees
- Loan applications are dealt with strictly on their own merits
Ready to apply?
Are you ready to apply for your affordable loan? Click on the "Apply Now" button below to start your loan application right now.
Members may also apply for loans through our Mobile App, by phone, by email or in person in our office in Stillorgan.
For the quickest and most efficient loan application process, please have the following documents ready before starting your loan application. If you do not have these documents to hand you can still make your loan application but you will have to upload these documents at a later time before drawing down your loan.
. A passport or driving licence . A current utility bill, bank or credit card statement (dated in the last 3 months) . Your 3 most recent payslips or social welfare receipts . Proof of any other household income . Your bank statements for the past 3 months
Self employed applicants must prove that their tax affairs are in order and up to date by providing their most recent Notice of Revenue Assessment or a copy of their Form 11.
NOTE: Additional documentation may be requested depending on your personal circumstances.
If you want more information on our great value loans click on the "Contact Us" button below to send us a message or phone/drop into to our office in Stillorgan and talk to one of our friendly staff.
Apply Now Contact UsWarning - If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Lending criteria, terms and conditions apply.
