Stress free loans for all levels of education
At South Dublin Credit Union, we appreciate that education is a lifelong investment, but also recognise that it can be a big financial burden. Whether you're financing primary, post-primary, or third-level education, our Education Loan is here to support members and their families on every step of their academic journey.
Our Education Loan can help pay for all essential education expenses from college fees to accommodation, living expenses, transport costs, laptops, books and more.
We can't promise to make college lectures any less challenging but we can help take the financial challenge out of being a student so make the smart decision and talk to us today about our flexible Education Loans.
We also know that getting ready for a new school year can be a huge undertaking. Talk to us today about a Back to School loan to help take some of the stress away from the back to school season. A Back to School loan can help pay for school fees, uniforms, iPads, books, stationery, extra curricular equipment, school trips or any school related expenses.
With an affordable rate and flexible repayments, an Education Loan from South Dublin Credit Union will put students on the right path to academic success no matter whether it's a child's first day at school or they're heading for their final exams.
. Borrow from €500 up to €100,000
. Interest rate of only 6.31% (APR 6.5%)
. Loans can be repaid over a period from 1 year up to 5 years
. Option to top up your Education Loan in subsequent years after your initial loan
. A loan can be taken in the student’s name, in which case we may need a parent or guardian to act as guarantor
. A loan may also be taken in the name of a parent or guardian
. Proof of college course or school fees will be requested
. Loan funds will be paid directly to the college or school
Try out our quick and easy loan calculator below
Maximum Loan Term :
6.17%
6.17%
6.17%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Why choose our loans?
- No hidden administration fees or transaction costs
- Low interest rates
- Loan repayments are tailored to meet your own personal circumstances
- Loans are insured at no direct cost to the member
- No Early Repayment Fees
- Loan applications are dealt with strictly on their own merits
Ready to apply?
Are you ready to apply for your affordable loan? Click on the "Apply Now" button below to start your loan application right now.
Members may also apply for loans through our Mobile App, by phone, by email or in person in our office in Stillorgan
To ensure a quick and efficient loan application process, please ensure you have the following documents ready before starting your loan application:
. A passport or driving licence . A current utility bill, bank or credit card statement (dated in the last 3 months) . Your 3 most recent payslips or social welfare receipts . Proof of any other household income . Your bank statements for the past 3 months
For joint applicants please provide the above documents for both applicants. For self employed applicants we require 2 years signed accounts from your accountant plus your Latest Notice of Revenue Assessment or a letter from your accountant confirming that your tax affairs are in order and up to date.
NOTE: Additional documentation may be requested depending on your personal circumstances.
If you want more information on our great value loans click on the "Contact Us" button below to send us a message or phone/drop into to our office in Stillorgan and talk to one of our friendly staff.
Apply Now Contact UsWarning - If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Lending criteria, terms and conditions apply.
