Christmas Loans

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FOR THE PERFECT CHRISTMAS

Whether you’re planning a small intimate Christmas dinner or a full glamorous celebration South Dublin Credit Union has a great value Christmas Loan for you.  we’re here to help with a Christmas Loan for whatever you’ve got planned!

You can use your Christmas Loan to cover everything from ...... to .......

South Dublin Credit Union offer flexible Christmas Loans of all sizes so talk to us today about how we can help make your perfect Christmas a reality.

. Borrow from €500 up to €100,000

. Interest rate of only 9.9% (APR 10.4%) for all Standard Personal Christmas Loans

. Standard Personal Christmas Loans can be repaid over a period from 1 up to 5 years

Apply for loan in 3 easy steps

Try out our quick and easy loan calculator below

Maximum Loan Amount :
Maximum Loan Term :

€

Required Loan Term

Repayment Frequency
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APR
6.17%
# Repayments
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Total Cost
€
APR
6.17%
# Repayments
Total
Total Cost
€
APR
6.17%
# Repayments
Total
Total Cost
€
APR
6.17%
# Repayments
Total
Total Cost

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Why choose our loans?

  • No hidden administration fees or transaction costs
  • Low interest rates
  • Loan repayments are tailored to meet your own personal circumstances
  • Loans are insured at no direct cost to the member
  • No Early Repayment Fees
  • Loan applications are dealt with strictly on their own merits

Not a member?

If you’re not a member you can join us now and then apply for a great value loan on the same day. All loans are based on your ability to repay, not on your savings or how long you have been a member of South Dublin Credit Union.

Ready to apply?

Are you ready to apply for your affordable loan? Click on the "Apply Now" button below to start your loan application right now.

Members may also apply for loans through our Mobile App, by phone, by email or in person in our office in Stillorgan.

For the quickest and most efficient loan application process, please have the following documents ready before starting your loan application. If you do not have these documents to hand you can still make your loan application but you will have to upload these documents at a later time before drawing down your loan.

. A passport or driving licence . A current utility bill, bank or credit card statement (dated in the last 3 months) . Your 3 most recent payslips or social welfare receipts . Proof of any other household income . Your bank statements for the past 3 months

Self employed applicants must prove that their tax affairs are in order and up to date by providing their most recent Notice of Revenue Assessment or a copy of their Form 11.

NOTE: Additional documentation may be requested depending on your personal circumstances.

If you want more information on our great value loans click on the "Contact Us" button below to send us a message or phone/drop into to our office in Stillorgan and talk to one of our friendly staff.

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Warning - If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

 Lending criteria, terms and conditions apply.