Car Loans

Flexible Car Loans to suit your budget

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Whether you're starting out with your first car, ready for an upgrade or need more room for a growing family we can help make it happen.

So if you’re looking for a new set of wheels or you want to clear a PCP Ballon payment talk to us today about our range of flexible car loans.

If you are purchasing from a car dealer we will make the loan payment to the dealer. For PCP balloon payments we will issue payment directly to the PCP contract provider.

. Borrow up to €75,000

. Interest rate of only 7.9% (APR 8.2%)

. Loans can be repaid over a period of up to 7 years

. Loans available for new and second-hand cars

. You own the car from day one and there are no upfront payments, no balloon payments and no mileage restrictions with our car loan

If you’re thinking of reducing your car emissions, lowering your carbon footprint and want finance for an Electric or Hybrid Car take a look at our discounted Green Car Loans.

Apply for loan in 3 easy steps

Try out our quick and easy loan calculator below

Maximum Loan Amount :
Maximum Loan Term :


Required Loan Term

Repayment Frequency
APR
6.17%
# Repayments
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Total Cost
APR
6.17%
# Repayments
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Total Cost
APR
6.17%
# Repayments
Total
Total Cost
APR
6.17%
# Repayments
Total
Total Cost

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Why choose our loans?

  • No hidden administration fees or transaction costs
  • Low interest rates
  • Loan repayments are tailored to meet your own personal circumstances
  • Loans are insured at no direct cost to the member
  • No Early Repayment Fees
  • Loan applications are dealt with strictly on their own merits

Not a member?

If you’re not a member you can join us now and then apply for a great value loan on the same day. All loans are based on your ability to repay, not on your savings or how long you have been a member of South Dublin Credit Union.

Ready to apply?

Are you ready to apply for your affordable loan? Click on the "Apply Now" button below to start your loan application right now.

Members may also apply for loans through our Mobile App, by phone, by email or in person in our office in Stillorgan

To ensure a quick and efficient loan application process, please ensure you have the following documents ready before starting your loan application:

. A passport or driving licence . A current utility bill, bank or credit card statement (dated in the last 3 months) . Your 3 most recent payslips or social welfare receipts . Proof of any other household income . Your bank statements for the past 3 months

For joint applicants please provide the above documents for both applicants. For self employed applicants we require 2 years signed accounts from your accountant plus your Latest Notice of Revenue Assessment or a letter from your accountant confirming that your tax affairs are in order and up to date.

NOTE: Additional documentation may be requested depending on your personal circumstances.

If you want more information on our great value loans click on the "Contact Us" button below to send us a message or phone/drop into to our office in Stillorgan and talk to one of our friendly staff.

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Warning - If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.