Flexible Car Loans for your New Wheels
Whether you're starting out with your first car, ready for an upgrade or need more room for a growing family we can help make it happen.
Talk to us today about our range of flexible car loans if you’re looking for a new set of wheels.
Unlike some other forms of expensive car finance like Hire Purchase or Personal Contract Plans (PCP), with a car loan from South Dublin Credit Union, you own the car from the outset. There are no scary hidden fees or charges and definitely no balloon payments or mileage restrictions. If you want to own the car you're driving straight away and want the freedom to decide when to sell it and who to sell it to, a car loan from South Dublin Credit Union may just be perfect for you.
. Borrow up to €75,000
. Interest rate of only 7.9% (APR 8.2%)
. Loans can be repaid over a period of up to 7 years
. Loans available for new and second-hand cars
. You own the car from day one and there are no upfront payments, no balloon payments and no mileage restrictions with our car loan
If you’re thinking of reducing your car emissions, lowering your carbon footprint and want finance for an Electric or Hybrid Car take a look at our discounted Green Car Loans.
If you want to clear a PCP Balloon payment on your current car take a look at our Switcher Loan.
Try out our quick and easy loan calculator below
Maximum Loan Term :
6.17%
6.17%
6.17%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Why choose our loans?
- No hidden administration fees or transaction costs
- Low interest rates
- Loan repayments are tailored to meet your own personal circumstances
- Loans are insured at no direct cost to the member
- No Early Repayment Fees
- Loan applications are dealt with strictly on their own merits
Ready to apply?
Are you ready to apply for your affordable loan? Click on the "Apply Now" button below to start your loan application right now.
Members may also apply for loans through our Mobile App, by phone, by email or in person in our office in Stillorgan.
For the quickest and most efficient loan application process, please have the following documents ready before starting your loan application. If you do not have these documents to hand you can still make your loan application but you will have to upload these documents at a later time before drawing down your loan.
. A passport or driving licence . A current utility bill, bank or credit card statement (dated in the last 3 months) . Your 3 most recent payslips or social welfare receipts . Proof of any other household income . Your bank statements for the past 3 months
Self employed applicants must prove that their tax affairs are in order and up to date by providing their most recent Notice of Revenue Assessment or a copy of their Form 11.
NOTE: Additional documentation may be requested depending on your personal circumstances.
If you want more information on our great value loans click on the "Contact Us" button below to send us a message or phone/drop into to our office in Stillorgan and talk to one of our friendly staff.
Apply Now Contact UsWarning - If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Lending criteria, terms and conditions apply.
