About Us
We are a safe, successful and friendly non - profit financial cooperative
South Dublin Credit Union are a safe, successful and friendly non - profit financial cooperative made up of members who live, work or study in our common bond area who save together and lend to each other at a fair and reasonable rate of interest.
We have over 13,000 members from Stillorgan, Donnybrook, Mount Merrion, Leopardstown, Sandyford, The Beacon, Goatstown, Murphystown and the surrounding areas.
We provide the community with a full range of benefits including
. Fee-free savings accounts
. Life savings and loan protection insurance (exclusive to the Credit Union sector)
. Personal in-branch service
. A wide range of Digital services available 24/7
. Free online banking through our website and mobile app
. Competitive loan rates
As always, South Dublin Credit Union remains 100% owned by you, our members. We exist solely to serve your needs. We are not-for-profit, and the interest earned on loans helps to fund new and improved services as well as community sponsorships, local clubs and societies, and charitable causes.
Your savings are secure, with deposits guaranteed under the Government Deposit Guarantee Scheme (up to €100,000). We continue to provide Life Savings insurance cover up to a maximum of €5,000, from which the majority of our members benefit.
During the financial year to September 2025 the asset base of the Credit Union increased to €75,067,444, while overall operational income rose to €2,035,019.
Thank you to our borrowing members, whose support helped grow the loan book by over €1.6 million in our last financial year, bringing the total loans outstanding as of 30 September 2025 to €16,653,879.
South Dublin Credit Union recorded a surplus of €554,534 during the 2025 financial year and remains a stable and secure financial institution for all our members.
For further details on all financial matters relating to South Dublin Credit Union please see our previous AGM booklet.
Who We Are & Where We Came From
In January 2017, members of St. Mary’s Credit Union Donnybrook and Stillorgan Credit Union overwhelmingly approved a motion put to members at their respective AGMs, for both Credit Unions to merge. This merger offered both Credit Unions the opportunity to grow and develop the products and services on offer to their members and to help secure continued stability and create opportunities for development. In March 2017 the credit unions merged to form South Dublin Credit Union – a larger, stronger entity. In other words – together, we’re better!
South Dublin Credit Union serves in excess of 13,000 members online and in person in our office in Stillorgan. We are proud to offer members a safe and secure place to save, excellent value loan rates, and a host of other member services and facilities.
Our membership is open to those living, working and studying within our common bond, which covers Stillorgan, Donnybrook, Mount Merrion, Leopardstown and Sandyford, The Beacon, Goatstown and the surrounding areas.
AGM Reports
Our Annual General Meeting is held at the end of January each year to review the Credit Unions performance over the previous year and discuss our plans for the coming year.
Below please find our AGM reports for the financial years 2023-2025.
