Latest News

CASH DRAW 2018

Have you joined our Member's €10,000 Cash Draw?  The next draw will take place in our Stillorgan foyer on Thursday 20th April.
 
For only €44 you can enter the remaining 4 draws of the year. Closing date for entreis is Friday 26th April. Download your entry form 
here 
 
Good Luck!! 
 
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Please note - Regarding the recent Central Bank publiciation on Credit Union Car/Cash Draws, we would like to assure our members that as per Rule # 12 of the Competition rules (on the back of the entry form), staff, management and directors of South Dublin Credit Union have never been permitted to enter this draw. The draw is held in public in the foyer of our Stillorgan Branch and the winning number is selected by a random number generator which is operated by a member and observed by a board director. A list of winners for the past 2 years is available on the News section of our website. Full list of winners from draw inception is available from the office.
   
 

   

Savings

    Credit Unions in The Republic of Ireland are regulated by The Central Bank of Ireland and savings, up to a limit of €100,000 per member, are protected by the Government Savings Guarantee Scheme. There are no transaction fees or charges and members can, at any time, request a statement of account free of charge.  You may also access your account 27/4 via the online banking facility on this website.

Members can save via direct debit or standing order from their bank, by bank transfer, by credit card via our 24 hour automated telephone system or they may call into either office during opening hours.
 

Share Account

In a credit union, member savings are held in the form of shares.   Each €1 saved is equal to one single share.  We encourage members to save on a regular basis.  Even small amounts saved regularly will grow over time.
 
Member shares are fully accessible and can be withdrawn or transferred at any time (unless pledged against a loan – details of this are in the section on loans).

Flexible Quarterly Deposit Account

Minimum Opening Balance for a Flexible Quarterly Deposit Account is €15,000. Members must maintain €5,000 in their Share Account & €15,000 in their Deposit Account during the duration of the Deposit Account.

Please Note - Maximum Savings (Share & Deposit Accounts combined) in the Credit Union is €50,000 per member.
  • 1 Lodgment per Quarter allowed (minimum €5,000).
  • » DIRT WILL APPLY
The rate will be decided by the Board of Directors each quarter based on prevailing market conditions. Please view the Credit Union News page for the latest rate.

Deposit Accounts will qualify as security for loans in the same manner as per share accounts and any withdrawals will be subject to the same restrictions.
  • 1 Withdrawal per Quarter allowed without penalty (minimum €5,000).

Flexible Quarterly Deposit A/C application form

Flexible Quarterly Deposit Account 2

Minimum Opening Balance for a Flexible Quarterly Deposit Account 2 is €5,000. Members must maintain €2,000 in their Share Account & €5,000 in their Deposit Account during the duration of the Deposit Account.
  • Maximum Savings (Share & Deposit Accounts combined) in the Credit Union is €50,000 per member.
  • » DIRT WILL APPLY
The rate will be decided by the Board of Directors each quarter based on prevailing market conditions. Please view the Credit Union News page for the latest rate.
Deposit Accounts will qualify as security for loans in the same manner as per share accounts and any withdrawals will be subject to the same restrictions.