Latest News

CASH DRAW 2018

Have you joined our Member's €10,000 Cash Draw?  The next draw will take place in our Stillorgan foyer on Thursday 20th April.
 
For only €44 you can enter the remaining 4 draws of the year. Closing date for entreis is Friday 26th April. Download your entry form 
here 
 
Good Luck!! 
 
?

Please note - Regarding the recent Central Bank publiciation on Credit Union Car/Cash Draws, we would like to assure our members that as per Rule # 12 of the Competition rules (on the back of the entry form), staff, management and directors of South Dublin Credit Union have never been permitted to enter this draw. The draw is held in public in the foyer of our Stillorgan Branch and the winning number is selected by a random number generator which is operated by a member and observed by a board director. A list of winners for the past 2 years is available on the News section of our website. Full list of winners from draw inception is available from the office.
   
 

   

Loans

   

Need A Loan?  ...We're Happy to Help!

 
Here at South Dublin Credit Union we love to lend to our members*. Any adult member of our Credit Union can apply for our low rate loans. There are many advantages of choosing a South Dublin Credit Union loan over a loan from another financial provider:
  • - No hidden administration fees or transaction costs
  • - Loan repayments are tailored to meet your own personal circumstances
  • - Low interest rates
  • - No Early Repayment Fees (in fact, as interest is payable on the reducing balance of the loan you will pay less interest if you repay before the agreed term.  Many other lenders actually charge you to repay early.)
  • - Loan applications are dealt with strictly on their own merits
  • - Loans are insured at no direct cost to the member (certain terms and conditions apply)
 
 
Calculate Loan Repayments
   

How to Apply for a Loan

There are a number of ways to apply for a Loan:

1. 
Apply Online
2. Apply over the phone – 01 2884877
3. Call to the Office and talk to our friendly staff about a Loan Application
       
Loan Rates

We are proud to offer our members excellent value low cost loans. We have special rate loans available for our most popular loan types (see below), however we are happy to consider loan applications for almost anything. If you would like further details on our loans, download a brochure below, or contact us on info@southdublincu.ie or 01 2884877.
 
Secured Shares Loan:           5.5% APR
Car Loan:                             6.5% APR

Medical Loan:                       6.5% APR
Education Loan:                    6.5% APR**
Wedding Loan:                     7.95% APR
Special Occasion Loan:          7.95% APR
Home Improvement Loan:    7.95% APR

Switcher Loan:                     7.95% APR
Holiday Loan:                       10.5% APR   
Standard Loan:                    10.5% APR   

 
**Annual top ups are available on Education Loans for Third Level courses by pre-agreement. Please contact either branch for further information.

Loan Insurance

Member loans are insured up to the age of 70 years. In the unfortunate event of a member’s death, the loan is repaid in full – giving peace of mind to the member and their family.
This services is provided at no additional cost to the member and is exclusive to credit unions. 
 



CAR LOAN BROCHURE
HOME IMPROVEMENT LOAN BROCHURE
EDUCATION LOAN BROCHURE
HOLIDAY LOAN BROCHURE
Terms & Conditions apply
 
Central Credit Register
Notice: Under the Credit Reporting Act 2013 lenders are required to provide personal and credit information for credit applcaitons and credit agreements of €500 and above to the Central Credit Register from 30 June 2017.  This information will be held on the Central Credit Register and may be used by other lenders when making decisions on you credit applications and credit agreements.  Click here for more information