Latest News

Fancy Winning €10,000???
Enter our  €10,000 Members Cash Draw Today!

 

 
Our exclusive Members' Only Cash Draw takes place bi-monthly and all members can enter at a cost of just €52 per year (pro-rata). Our next draw takes place in our Stillorgan branch on Thursday 28th June. Cost of entry for the remaining 4 draws of the year is just €36.

If you would like to enter, download your entry form 
here and email completed form to info@southdublincu.ie or drop it into either branch. 

Closing date for entries Friday 22nd June. The winner will be announced here and on our FB page once we have made contact with them. 


 
Good Luck!! 

The next draw will take place in our Stillorgan foyer on Thursday 28th June.  Closing date for entries is Friday 22nd June. Winners are selected using a random number generating machine operated by a member selected at random on the day, and witnessed by a director. Please note, management, staff and directors are not (and never have been) permitted to enter our Cash Draw.  The full list of winners can be found on the News section of this website. 
   

Loans

   

Need A Loan?  ...We're Happy to Help!


Here at South Dublin Credit Union we have substantial funds available to lend to our members. Any adult member of our Credit Union can apply for one of our great low rate loans. There's many advantages to choosing us for your next loan:
  • No hidden administration fees or transaction costs
  • Low interest rates
  • Loan repayments are tailored to meet your own personal circumstances
  • Loans are insured at no direct cost to the member - giving you peace of mind that your dependents will not be obliged to repay any outstanding loan balance in the event of your death.  (certain terms & conditions apply - see here)
  • No Early Repayment Fees (in fact, as interest is payable on the reducing balance of the loan you will pay less interest if you repay before the agreed term.  Many other lenders actually charge you to repay early.)
  • Loan applications are dealt with strictly on their own merits
 
 
Calculate Loan Repayments
   

How to Apply for a Loan

There are a number of ways to apply for a Loan:

1. 
Apply Online
2. Apply over the phone – 01 2884877
3. Call to the Office and talk to our friendly staff about a Loan Application
       
Loan Rates

We are proud to offer our members excellent value low cost loans. We have special rate loans available for our most popular loan types (see below), however we are happy to consider loan applications for almost anything. If you would like further details on our loans, download a brochure below, or contact us on info@southdublincu.ie or 01 2884877.
 
Secured Shares Loan:           5.5% APR
Car Loan:                             6.5% APR

Medical Loan:                       6.5% APR
Education Loan:                    6.5% APR**
Wedding Loan:                     7.95% APR
Special Occasion Loan:          7.95% APR
Home Improvement Loan:    7.95% APR

Switcher Loan:                     7.95% APR
Holiday Loan:                       10.5% APR   
Standard Loan:                    10.5% APR   

 
**Annual top ups are available on Education Loans for Third Level courses by pre-agreement. Please contact either branch for further information.

Loan Insurance

Member loans are insured up to the age of 70 years. In the unfortunate event of a member’s death, the loan is repaid in full – giving peace of mind to the member and their family.
This services is provided at no additional cost to the member and is exclusive to credit unions. 

Terms & Conditions apply
 

* For Loan T&Cs please refer to the relevant brochure:

CAR LOAN BROCHURE
HOME IMPROVEMENT LOAN BROCHURE
EDUCATION LOAN BROCHURE
HOLIDAY LOAN BROCHURE

 
Central Credit Register
Notice: Under the Credit Reporting Act 2013 lenders are required to provide personal and credit information for credit applcaitons and credit agreements of €500 and above to the Central Credit Register from 30 June 2017.  This information will be held on the Central Credit Register and may be used by other lenders when making decisions on you credit applications and credit agreements.  Click here for more information